🔥 Fall Money Fire Drill: Time to Un-Eff Your Finances 🍁💸 It’s that time again — the leaves are falling, pumpkin spice is attacking everything, and your money might be feeling a little... crispy around the edges. So here’s your 5-step Fall Money Fire Drill to go from Hot Mess Express to Game Day Ready: 1️⃣ Cash-Flow Reset – Give your money a job. Bills. Buffer. Goals. (No freeloaders allowed.) 2️⃣ Subscription Sweep – Those “free trials” that grew into $14.99 zombies? Time to cancel ’em. 3️⃣ Debt & Rate Reality Check – Anything over 7% interest is your enemy. Choose your weapon: Avalanche or Snowball. 4️⃣ Safety Nets You’ll Actually Use – Beneficiaries, insurance, credit freeze, digital vault. Do it before Netflix asks if you’re still watching. 5️⃣ Tax Moves Now, Not December – 401(k) match, HSA, Roth check, and maybe a DAF play if you’re feeling generous and strategic. 💥 Run this checklist and your finances go from chaos to calm — no New Year’s resolutions required. 👇 Comment “CHECKLIST” and I’ll send you the full Un-Eff Your Finances: Fall Money Fire Drill guide.

💼 Open Enrollment: The Annual Game of “Guess What These Benefits Actually Mean” Every fall, HR drops that mysterious email: “It’s time for open enrollment!” And suddenly, you’re scrolling through options that sound like they were written by a committee of lawyers and robots. ☠️ “High-Deductible Health Plan” sounds scary. 💰 “Health Savings Account” sounds like a trap. 💡 And “Flexible Spending Account”? Not flexible enough when you forget to use it by December. That’s where planning actually pays off. In this week’s video, I break down how to make smart benefit elections that fit your financial plan, not just your employer’s brochure. Because open enrollment shouldn’t feel like a pop quiz you didn’t study for. 🎥 Watch below and then—before you click “submit” on your benefits—make sure it aligns with your long-term plan.