Wealth Insights Blog

We understand that navigating personal finance can be daunting with so much to learn and uncertain where to begin. That's why we've launched our blog.

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Nicholas St George Nicholas St George

Roth Conversions in Your Peak Earning Years

Here's the tension. The best time to convert is when your tax rate is low. Your peak earning years are, by definition, when your rate is high. Convert $100,000 on top of a $400,000 salary and you're likely paying 32–35%+ on every dollar — plus you may push yourself into surtaxes and phase-outs along the way.

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