Episode 26: Fall Money Fire Drill
đĽ Fall Money Fire Drill: Time to Un-Eff Your Finances đđ¸ Itâs that time again â the leaves are falling, pumpkin spice is attacking everything, and your money might be feeling a little... crispy around the edges. So hereâs your 5-step Fall Money Fire Drill to go from Hot Mess Express to Game Day Ready: 1ď¸âŁ Cash-Flow Reset â Give your money a job. Bills. Buffer. Goals. (No freeloaders allowed.) 2ď¸âŁ Subscription Sweep â Those âfree trialsâ that grew into $14.99 zombies? Time to cancel âem. 3ď¸âŁ Debt & Rate Reality Check â Anything over 7% interest is your enemy. Choose your weapon: Avalanche or Snowball. 4ď¸âŁ Safety Nets Youâll Actually Use â Beneficiaries, insurance, credit freeze, digital vault. Do it before Netflix asks if youâre still watching. 5ď¸âŁ Tax Moves Now, Not December â 401(k) match, HSA, Roth check, and maybe a DAF play if youâre feeling generous and strategic. đĽ Run this checklist and your finances go from chaos to calm â no New Yearâs resolutions required. đ Comment âCHECKLISTâ and Iâll send you the full Un-Eff Your Finances: Fall Money Fire Drill guide.